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Pinnacle Money Market

Pinnacle Money Market Account


  • Minimum Opening Balance: $1,000.00
  • Minimum Balance & Monthly Service Charge:
    • $1,000.00 and above: No Service Charge
    • $0.00-$999.99: $10.00
    • Above charges applicable if daily balance falls below the minimum balance any day of the statement cycle
  • Interest: Interest is earned on daily balance. Each day your account maintains a minimum balance of $0.01 or above, you will earn interest as provided in your account disclosure for each statement cycle
Balance Rate *APY
Base Tier ($0.01-$9,999.99) 0.10% 0.10%
 Tier 1 ($10,000-$99,999.99) 0.50% 0.50%
Tier 2 ($100,000-$249,999.99) 1.24% 1.25%
Tier 3 ($250,000-$499,999.99) 1.74% 1.75%
Tier 4 ($500,000 & above) 2.96% 3.00%
  • Withdrawals: An excess debit fee of $10.00 will be charged for each posted withdrawal or transfer in excess of six (6) per statement cycle
  • Monthly Statements: Check Image eStatements or mailed check image statements
Account Benefits:
  • Digital Banking
  • Remote Deposit
  • Telephone Banking
  • We may require not less than 7 days’ notice before each withdrawal from an interest-bearing account other than a time deposit or from any other savings account as described by Regulation D 
  • Terms & Fees may change without prior notice
  • Minimum balance required to avoid service charge and qualifications may apply. Account disclosures obtained when opening account contain complete account details
  • See Schedule of Fees for other applicable charges
  • Fees and other conditions may reduce the earnings on your account
  • American State Bank limits the number of covered withdrawals and transfers to six (6) per calendar month or statement cycle. A covered withdrawal or transfer is one made with our bank or to a third party including preauthorized transfers, automatic transfers by phone, including fax or internet banking service (transfer or bill payment); or if made by check, ACH, debit card (point of sale) or similar order payable to third parties.
  • Rates are variable and may change without prior notice after account is opened. APYs are effective as of 12/19/2024. For current interest rates call 1-866-579-7959.
  • *APY = Annual Percentage Yield