iChecking Account
This checking account earns interest and rewards you on your entire daily balance when utilizing some of our convenient banking services and tools. Perfect for the person on the go that wants to make their money grow.
- Minimum Opening Balance: $100.00
- Minimum Balance: $100.00
- Monthly Service Charge: $5.00 if daily balance falls below the minimum balance any day of the statement cycle
- Monthly Statements: E-Statements are required to earn Interest Rate Reward for this account
- Direct Deposit: Required to earn Interest Rate Reward for this account
- Interest: Interest is earned on daily balance. Each day your account maintains a minimum balance of $0.01 or above, you will earn interest as provided in account disclosures for each statement cycle
Account Type Minimum Balance to Pay Interest Interest Rate* APY** iChecking◊ All Balances up to $25,000 with Tiered Rates 3.93% 4.00% iChecking◊ All Balances up to $25,000 with Tiered Rates 1.98% 2.00% iChecking◊ All Balances up to $25,000 with Tiered Rates 0.05% 0.05%
*Interest Rates are effective as of 5/1/2026 and are subject to change without prior notice. For current interest rates call 866-579-7959.
**APY = Annual Percentage Yield
**APY = Annual Percentage Yield
- Transaction Requirements: Required to earn Interest Rate Reward for this account
- Tier 1 - 20 debit card transactions required per statement cycle
- Tier 2 - 7-19 debit card transactions required per statement cycle
- Tier 3 - less than 7 debit card transactions and/or other requirements not met
Account Benefits:
- Digital Banking
- iPay - Bill Pay
- Debit Mastercard®
- Remote Deposit
- Telephone Banking
- Terms & Fees may change without prior notice
- Account disclosures obtained when opening account contain complete account details
- See Schedule of Fees for other applicable charges
- Fees and other conditions may reduce the earnings on your account
- We may require not less than 7 days’ notice before each withdrawal from an interest-bearing account other than a time deposit or from any other savings account as described by Regulation D
- Eligibility limited to individuals, nonprofit organizations and governmental units
- For current interest rates call 1-866-579-7959.